Legal

Terms of Service

Last updated: August 20, 2026

These terms govern your use of Dealbrace at dealbrace.com. By creating an account or putting a deal on the board, you agree to them. The honest version: we built this for equipment finance brokers to run their pipeline. Your deals are yours, your customers' data is yours, we keep it on a server nobody else is on, and we don't touch it for anything other than running the software for you. Do the same on your side and we will get along fine.

1. Who we are and what this is

Dealbrace ("Dealbrace," "we," "us") is deal-pipeline software for equipment finance brokers, operated by Phorbes Industries, a Utah company. It runs in a web browser and works on phones. "You" means the brokerage that subscribes and every person who signs in under that subscription.

Dealbrace is software, and only software. We are not a lender, a broker, a bank, a credit bureau or a consumer reporting agency. We do not originate, underwrite, approve, decline, fund or service any transaction, and we do not make credit decisions. Every credit decision on a deal you run through Dealbrace is made by you and by the lender you submit it to.

2. Your account and your seats

You must be at least 18 and have authority to accept these terms for your company.
Accounts are per person. Sharing one login between two people is a violation of these terms and defeats the audit trail that makes the rest of it work.
You are responsible for keeping credentials secret and for everything done under your seats. Tell us at security@dealbrace.com immediately if you think a seat has been compromised.
Your account manager can add and remove seats. Removing a seat ends that person's access straight away; the record of what they did stays on the board.
We may suspend a seat, or an instance, if it is being used in a way that creates a security or legal risk. Where it is reasonable to warn you first, we will.

3. Your data belongs to you

Everything you put into Dealbrace — deals, notes, customer and vendor contacts, documents, lender decisions, the lot — stays yours. We claim no ownership of it. We hold it to run the service for you and for nothing else.

Specifically, we will never: sell, rent or broker your data; pool it with another customer's; use your deals, customers or lender relationships to compete with you; use your data to train an AI model; or hand it to a marketing list, a data broker or an advertiser.

Some of what you store is personal data belonging to your customers — names, phone numbers, dates of birth read off a driver's licence, credit reports. For that data you are the controller and we are your processor: you decide what goes in and why, we hold it and process it on your instructions. You are responsible for having the right to collect it and for handling it under the laws that apply to your business, including the Gramm-Leach-Bliley Act and any state privacy or data-breach law you fall under. The privacy policy sets out exactly what we hold and who touches it, and forms part of these terms.

4. Acceptable use

You may use Dealbrace to run your finance business. You may not use it to:

Store data you have no lawful right to hold, or hold someone's personal information for a purpose they never agreed to.
Make employment, housing, insurance or consumer-credit eligibility decisions in a way that would make Dealbrace a consumer reporting agency. Dealbrace is not a consumer reporting agency and nothing it outputs is a consumer report under the Fair Credit Reporting Act.
Harass, stalk or threaten anyone, or misuse a customer's contact details.
Reverse-engineer the service, probe it for vulnerabilities without asking us first, or try to reach another customer's instance.
Resell access, share seats outside your company, or rebrand Dealbrace as your own product without a written agreement.
Upload malware, or use the service in a way that degrades it for anyone else.
Break any law that applies to you.

Found a security hole? Email security@dealbrace.com before you tell anyone else and we will work it with you. Reporting a bug in good faith is not a breach of these terms.

5. The AI assistant and the lender screen

Dealbrace includes an AI assistant that summarises deals, drafts notes and screens a deal against lender rules you and we have entered. Two things you need to know about it, and they matter more than anything else on this page.

It is a tool, not an underwriter. A screen result is a check against the credit-box rules on file, which can be out of date the moment a lender changes them. It is not an approval, a pre-approval, a commitment, a rate quote or advice. Never present a screen result to a customer or a lender as an approval. You are responsible for what you submit and for verifying anything the assistant tells you before you act on it.

AI output can be wrong, and sometimes confidently wrong. It can misread a number, miss a stipulation or state a threshold that is no longer true. We make no warranty about the accuracy of anything it produces. Check it.

To answer, the assistant sends deal information to Anthropic, our AI provider. The privacy policy sets out exactly what is sent and what is not — in short, deal fields, notes and lender guidelines go; uploaded customer documents such as driver's licences and credit reports do not.

6. Connections you choose to switch on

Dealbrace can sync with Salesforce. That is optional and off until you give us credentials for your own Salesforce org. If you switch it on, we read opportunities, contacts, files and Chatter posts from your org and, on deal handoffs, write Chatter comments back into it. You are responsible for having the right to connect that org and for what the sync writes there. Turn it off and the sync stops; what is already on your board stays.

7. What it costs

Now: the first 100 seats are free through the end of 2026, with every feature unlocked. No card, no contract, no setup fee.
From 2027: $49 per month for a manager seat and $29 per month for every other seat.
Early teams keep their price. If you are on board during the free period we will honour the launch rate for you when paid plans start.
Notice before anything changes. We will tell you in writing, to the email on your account, at least 30 days before you are ever charged anything, and at least 30 days before a price change. Carrying on using Dealbrace after the effective date means you accept the new price.
No lock-in. Cancel at any time. There is no termination fee and no minimum term, and you can take your data with you (section 12).
Prices exclude any sales or use tax that applies where you are.

8. Availability and changes to the service

We aim to keep Dealbrace up and fast, and we take that seriously because your team works on it all day. We do not offer a contractual uptime guarantee or a service-level agreement, and we are honest about that rather than printing a number we cannot back. Deployments, maintenance and your hosting provider's own incidents will occasionally interrupt service.

We add and change features continuously. We will not remove something your team depends on without telling you. If we ever discontinue Dealbrace entirely, you get at least 90 days' notice and a full export of your data.

9. The service is provided as is

Dealbrace is provided "AS IS" and "AS AVAILABLE", without warranties of any kind, express or implied, including any implied warranty of merchantability, fitness for a particular purpose, accuracy or non-infringement. We do not warrant that the service will be uninterrupted, error-free or secure against every possible attack, or that any data, calculation, screen result or AI output will be accurate or fit for the decision you are about to make.

10. Limitation of liability

To the maximum extent the law allows, neither Phorbes Industries nor its owners, employees or contractors are liable for indirect, incidental, special, consequential or punitive damages arising from your use of Dealbrace. That includes lost profits, lost commissions, lost or corrupted data, business interruption, a deal that died, and any loss flowing from a credit or submission decision made in reliance on the service.

Our total liability for any claim arising out of these terms or your use of Dealbrace is limited to the greater of $100 or the fees you paid us in the twelve months before the claim. While you are on the free plan, that figure is $100.

11. Indemnification

You will defend and indemnify Phorbes Industries against claims, damages and reasonable costs arising from your use of the service, your breach of these terms, the data you chose to put into Dealbrace, or your violation of any law or third-party right, including a claim by one of your own customers about how their information was handled.

12. Ending it, and taking your data

You can leave whenever you like. Email support@dealbrace.com from an address on the account.
Export. Ask and we will give you a complete copy of your instance's data — deals, notes, contacts and documents — in a usable format, at no charge, normally within 14 days and always within 30. There is no argument about it and no exit fee.
Deletion. When you confirm you are done, we shut down your instance and delete its data, including from backup copies as those roll off, within 60 days. We will confirm in writing when it is gone.
By us. We may terminate for a serious or repeated breach of these terms, or if continuing would put us in legal jeopardy. Except where the breach makes it unsafe, we will give you notice and the chance to export first.

13. Intellectual property

The software — the code, the interface, the Dealbrace name and mark — belongs to Phorbes Industries. Nothing here transfers ownership. You get a non-exclusive, non-transferable right to use it while you have a subscription.
Your data is yours (section 3). You grant us only the licence we need to host, back up, display and process it in order to run the service for you.
Feedback. If you tell us what to build or report a bug, we can act on it and build it, and you are not owed anything for the idea. We appreciate it all the same, and most of this product came from exactly that.

14. Changes to these terms

We may update these terms. If a change is material — anything that meaningfully changes what you owe, what we may do with your data, or your rights here — we will email the address on your account at least 30 days before it takes effect, and the "last updated" date above will change. Carrying on after that date means you accept the revision. If you do not accept it, cancel and take your data.

15. Governing law

These terms are governed by the laws of the State of Utah, without regard to its conflict-of-law rules. Any dispute arising from them or from your use of Dealbrace will be brought in the state or federal courts located in the State of Utah, and both of us consent to jurisdiction there.

16. Contact

Questions about these terms, a complaint, a data request, or a bug you want fixed today: support@dealbrace.com. It reaches a person, not a queue.

Nothing on this page is legal, tax, accounting or credit advice to you or to your customers. Dealbrace is software and does not make credit decisions. For advice about your own obligations, ask your own professional.

Dealbrace is operated by Phorbes Industries, Utah, United States · support@dealbrace.com · See also Privacy Policy and Security.